Do it yourself with online help. You can do your own appraisal for your wedding engagement ring. Numerous websites exist offering services for Jewelry Valuation using software. This is perfect for Modern Jewelry which may include rings, brooches, bracelets, and other fine Jewelry, even if set in diamonds, ruby, emeralds or other gemstones.

 

You obtain a kit with easy to follow directions, plus a completed sample for you to view. These sites will provide you with tables, charts, Illustrations and “help menus”. If you need further help qualified gemologist valuer are usually available to answer your questions.

 

 

Get help from your local jeweler. Your local jewelers can appraise your engagement ring. Even if you did not get your ring from that particular store, you can use their expertise to establish you ring’s value or to fill out your insurance information.

 

Most people have a jeweler that they trust and use for things like cleanings and small jewelry purchases. If you feel that you can trust your local jeweler for the appraisal job, almost all jewelers perform full appraisals for a small fee. The big problem for most people is finding a jeweler that they trust.

 

Where do you go for help? Start with you friends and co-workers. Ask those who wear tasteful and expensive jewelry. Chances are they have purchased several pieces of jewelry over the past few years and they would have an opinion on who you can trust, and more importantly, who you can’t.

 You can also check with your local Better Business Bureau to see which jewelers rank high and which ones lead the league in complaints against.

Must have for a Compete appraisal report - An appraisal report should have a cover document explaining in detail what type of value is being sought and how the appraisal is to be used. The report should indicate the method and resources used and market analysis and markets selected.

The report should contain a complete and accurate description of the jewelry written in such a manner that it can be identified without photographs.

The appraiser should state her qualifications and declare whether she has any financial interest in the engagement jewelry. The report must be dated with the location of inspection, and the effective date of value and signature of appraiser

 

 

You may have to obtain a second opinion. If you feel that your engagement ring jewelry is worth significantly more, you can always get a second opinion.

 A key point to remember is that the appraised “real” value of your ring will almost always be less than what you pay for it. Don’t be surprised if the appraised value is 25 percent less than what you paid.

Market values change constantly, so most professionals recommend you have fine jewelry appraised every two years. Ask your insurance agent for a recommendation. If you use the same appraiser, it is often possible to receive an update, which is usually less 

Eliminate the need for an initial Jewelry Appraisal. You can eliminate the need for an initial jewelry appraisal. You can get satisfaction knowing you are getting your money’s worth when you buy your diamond engagement rings from trusted established jewelers like Blue Nile or Diamond.com.

These reputable jewelers offer thousands of GIA and AGSL certified diamonds for your fine jewelry. You'll be amazed at the bargain you can find getting high-quality diamonds certified by respected independent diamond grading labs.